High school graduates heading to college are advised to start building long-term money habits now. Experts say this includes managing aspects such as credit scores and monthly budgets.

A financial advisor from CalBay Investments, Clark Geranen, shared advice on this topic. He appeared on "The Nine" to provide guidance on college financial preparation.

For more detailed information on budgeting and building credit as a college student, further guidance is available from the source, including Clark Geranen's appearance on "The Nine".